Opus Bank Deposit Rates
Annual Percentage Yields current as of May 18, 2012. These rates are available only in Washington.
| CHECKING ACCOUNTS
$50 minimum opening deposit. Your Interest Rate & APY may change after the account is opened. Fees could reduce earnings. Min. daily balance to obtain APY:
|
Main Street Checking
|
| Under $2,500 |
$2,500 - 99,999.99 |
$100,000 - 249,999.99 |
$250,000+ |
| Int Rate |
APY |
Int Rate | APY |
Int Rate | APY |
Int Rate | APY |
| 0.05% |
0.05% |
0.15% |
0.15% |
0.25% |
0.25% |
0.30% |
0.30% |
|
VIP Interest Checking
Direct deposit or automatic payment required |
| Under $2,500 |
$2,500+ |
|
|
| Int Rate | APY |
Int Rate | APY |
| |
| |
| 0.15% |
0.15% |
0.15% |
0.15% |
| |
| |
|
| 50+ Personal Interest Checking |
| Under $2,500 |
$2,500+ |
|
| Int Rate | APY |
Int Rate | APY |
| 0.15% |
0.15% |
0.15% |
0.15% |
|
Business Interest Checking
To open a Business Interest Checking
account, business must be a sole
proprietorship or nonprofit.
|
| Under $2,500 |
$2,500+ |
|
| Int Rate | APY |
Int Rate | APY |
| 0.05% |
0.05% |
0.20% |
0.20% |
|
Business Analyzed Checking
Balance Earnings Allowance Rate |
| $0 - 99,999.99 |
$100,000 - 249,999.99 |
$250,000 - 999,999.99 |
$1,000,000+ |
| 0.30% |
0.35% |
0.40% |
0.50% |
|
SAVINGS ACCOUNTS
Your Interest Rate & APY may change after the account is opened. Fees could reduce earnings. Federal transaction limitations will apply. Please visit or contact a banking office for full account terms and conditions. |
Personal Savings
$50 minimum to open account. Must have Opus Bank checking account.
|
| Int Rate |
APY |
| 0.20% |
0.20% |
|
Statement Savings
$100 minimum to open account.
|
| Int Rate |
APY |
| 0.20% |
0.20% |
| MONEY MARKET ACCOUNTS
Federal transaction limitations will apply. Please visit or contact a banking office for full account terms and conditions. |
| Aria Money Market $2,500 minimum balance to open account. Your Interest Rate & APY may change after the account is opened. Fees could reduce earnings. Minimum daily balance to obtain APY: |
| Under $2,500 |
$2,500 - 9,999.99 |
$10,000 - 39,999.99 |
$40,000 - 99,999.99 |
$100,000+ |
| Int Rate |
APY |
Int Rate |
APY |
Int Rate |
APY |
Int Rate |
APY |
Int Rate |
APY |
| 0.15% |
0.15% |
0.20% |
0.20% |
0.30% |
0.30% |
0.55% |
0.55% |
0.65% |
0.65% |
|
| Aria Business Money Market Your Interest Rate & APY may change after the account is opened. Fees could reduce earnings. $2,500 minimum balance to open account. Minimum collected balance to obtain APY: |
| Under $10,000 |
$10,000 - 49,999.99 |
$50,000 - 99,999.99 |
$100,000 - 249,999.99 |
$250,000 - 999,999.99 |
1,000,000+ |
| Int Rate |
APY |
Int Rate |
APY |
Int Rate |
APY |
Int Rate |
APY |
Int Rate |
APY |
Int Rate |
APY |
| 0.15% |
0.15% |
0.15% |
0.15% |
0.35% |
0.35% |
0.45% |
0.45% |
0.55% |
0.55% |
0.55% |
0.55% |
| CERTIFICATES OF DEPOSIT Fixed Interest Rates and Annual Percentage Yields (APY). $1,000 minimum opening deposit for CDs. All APYs also apply to IRA certificates .$500 minimum opening deposit for IRAs. A withdrawal will reduce earnings. A penalty will be imposed for early withdrawal. IRS penalties may apply for early withdrawal from an IRA account. Consult your tax advisor for more information. Minimum daily balance to obtain APY: |
| |
$1,000 - $9,999.99 |
$10,000 - $99,999.99 |
$100,000+ |
| |
Int Rate | APY |
Int Rate | APY |
Int Rate | APY |
| 3-Month CD |
0.20% |
0.20% |
0.20% |
0.20% |
0.20% |
0.20% |
| 6-Month CD |
0.25% |
0.25% |
0.25% |
0.25% |
0.25% |
0.25% |
| 9-Month CD |
0.40% |
0.40% |
0.40% |
0.40% |
0.40% |
0.40% |
| 12-Month CD |
0.50% |
0.50% |
0.50% |
0.50% |
0.50% |
0.50% |
15-Month BUMP
You may request and receive a one-time interest rate adjustment during the term of the CD. The new interest rate applies
for the remaining term of the CD. |
0.50% |
0.50% |
0.70% |
0.70% |
0.75% |
0.75% |
| 18-Month CD |
0.60% |
0.60% |
0.60% |
0.60% |
0.60% |
0.60% |
| 24-Month CD |
0.75% |
0.75% |
0.75% |
0.75% |
0.80% |
0.80% |
| 36-Month CD |
1.19% |
1.20% |
1.19% |
1.20% |
1.19% |
1.20% |
| 5 Year CD |
1.54% |
1.55% |
1.54% |
1.55% |
1.54% |
1.55% |
print as pdf
Notes
Please contact an Opus Bank team member for further information about applicable fees and terms by visiting one of our banking offices or calling 1.800.326.8787.
©2011 Opus Bank, 19900 MacArthur Blvd., 12th Floor, Irvine, CA 92612