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Security and Fraud Protection

Opus Bank is dedicated to protecting your confidential personal and business information. To learn how Opus Bank protects you, as well as ways to protect yourself, please visit the links on the left under "Online Security Center."

Security and Online Banking

This Internet banking system uses industry-standard technology including password-controlled entry, Secure Sockets Layer (SSL) protocol, data encryption, public-private key pair, firewalls and filtering routers to secure your transactions over the Internet. Each security component acts as a layer of protection to safeguard sensitive data from unauthorized users.

Password-controlled access

First, this system requires client identification through a private user name and password before you can get into the front-end of the system. You should keep this password and user name absolutely private. For complete information, download the Passmark Security Feature Reference Guide.

Transmission security encryption

Once you have logged on correctly, you will enter a secure environment in which you can conduct your transactions. The browser automatically secures the session using Secure Sockets Layer (SSL) protocol. With SSL, data that travels between the bank and client is encrypted and can only be decrypted with what is called the public and private key pair. Data that is encrypted with the public key can be decrypted only with the private key. Conversely, data encrypted with the private key can be decrypted only with the public key.

Information privacy: firewalls and filtering routers

Finally, once requests arrive at the bank the server is protected by a series of firewalls and filtering routers which verify the source and destination of the requests traveling in information packets. The firewall is set up to reject any unauthorized traffic. This reemphasizes the importance of the password, which is the only legitimate entry into the program. The purpose of the router is to keep out traffic that does not emanate from one of the only two legitimate ends of a secured transaction: the client or the bank.

For your security and privacy Opus Bank Online Banking does not support browsers that are not 128-bit encrypted.

If your browser is not 128-bit encrypted, you will not have access to your account information without downloading the new version. To determine your browser's version, launch the browser, click Help, then select "About Internet Explorer," "About Netscape," etc.

• Go to the Internet Explorer site
• Go to the Netscape site
• Go to the Mozilla Firefox site